WebCOMMERCE BANK CRA Public Evaluation KANSAS CITY, MISSOURI July 13, 2024 Page 4 of 459 INSTITUTION’S COMMUNITY REINVESTMENT ACT RATING This institution is rated: OUTSTANDING The following table indicates the performance level of Commerce Bank (the bank) with respect to the lending, investment, and service tests. PERFORMANCE LEVELS

GEOFFREY E. SNYDER COMMISSIONER OF REVENUE …

WebCRA Performance Evaluations Community Reinvestment Act (CRA) Ratings and Performance Evaluations by Month and Year If you know the month and year for publication of a CRA performance evaluation you can find it using the tables here. Documents are in PDF format. Search CRA Database by Bank Name WebOur key lending policies include property evaluations based upon: A minimum Debt Service Coverage Ratio of 1.2X that utilizes only current in-place rents (including preferential rents) and legally permitted rent from existing vacancies at the time of closing. selina solutions chemistry class 8

Federal Reserve Board - Evaluating a Bank

WebSection 76.5 further requires that the CRA rating and the written summary (“Evaluation”) be made available to the public. Evaluations of banking institutions are primarily based on a review of performance tests and standards described in Section 76.7 and detailed in Sections 76.8 through 76.13. WebThe list covers evaluation ratings that the FDIC assigned to institutions in June 2024. The CRA is a 1977 law intended to encourage insured banks and thrifts to meet local credit … WebMar 8, 2024 · (2) A copy of the public section of the bank's most recent CRA Performance Evaluation prepared by the Board. The bank shall place this copy in the public file within 30 business days after its receipt from the Board; (3) A list of the bank's branches, their street addresses, and geographies; selina thaler